Credit risk management in indian banks?

i would like to know that how do banks mange their credit risk?is any kind of rating given to the banks for credit

Credit risk management in indian banks?school loans

The issues related to Credit Risk are addressed in the Policies stated below;

Loan Policy.

Credit Monitoring Policy.

Real Estate Policy.

Credit Risk Management Policy.

Collateral Risk Management Policy.

Recovery Policy.

Treasury Policy.

Bank carried out a comprehensive Self-Assessment exercise spanning all the risk areas and evolved a road map to move towards implementation of Basel II as per RBI鈥檚 directions. The program in implementation of Risk Management, Organizational Structure, Risk measures, risk data compilation and reporting etc. is as per this laid down road map.

The Polices framed and procedures / practices adopted are benchmarked to the best in the industry on a continuous basis and the Bank has a clear intent to reach an advanced level of sophistication in management of risks in the coming year.

The ever-improving risk management practices in the Bank will result in Bank emerging stronger, which in turn would confer competitive advantage in the Market.

Bank will implement New Capital Accord w.e.f. 31/03/2008. The parallel run, till implementation, is currently underway.

Credit risk management in indian banks?

loan

The written of Farmers%26#039; Loan will clearly exhibits the Credit Risk in Indian Banks.