Tuesday, July 14, 2009

Credit cards?

could you let me know what credit cards are out there (except bank of america) that have a good interest rate, no annual fee and points rewards for what you spend?



I%26#039;d like to know you%26#039;re experiences with these companies too :)



I am thinking about switching cards as my interest rate is almost 20% on my bank of america with an annual fee



Credit cards?school loans





There is a credit card search engine that allows you to enter in the terms you want in a credit card offer and see if there are offers out there with the terms you entered. It%26#039;s called FastCreditCardOffer.com and here is a link to the search form...



http://www.fastcreditcardoffer.com/credi...



As for experiences... I would stay as far a way from Chase as possible. Their customer service has always rubbed me the wrong way. Totally unflexible for even the simplist, reasonable requests. ARG



I do like American Express - but not the ones with an annual fee. Amazing customer service and they don%26#039;t mess with my rates like my other cards do.



I also like Discover as well but not as much as Amex.



Good luck.



Credit cards?

loan



Try a Capital One Card|||First try calling your credit card company and negotiating a lower rate. A good way is to explain that you got a great offer in the mail and are seriously considering it if they can鈥檛 match it. A realistic rate to suggest is 11-13%. Also there are websites that compare credit cards. You should also search there. Follow the link below.|||capital one



household bank|||it depends on your credit score... my bf has a B of A card with no annual fee, a 13k limit, 6% interest rate, but his credit score is like a 780. Try capital one or american express (I use their delta skymiles one) and work on getting your credit score up, because it depends on that more than anything else. citi bank also has some really good cards, but those are harder to qualify for.



Not household or orchard bank though, those have annual fees!! and are pretty high APR|||Try capital one credit card



Reward credit cards reward you depending on the amount you spend on the credit card. Usually, you can collect rewards through 3 methods. One method involves earning cash back on the card, which is generally a certain percentage of each amount you spend. The next method involves giving points or any other type of token to the customers to accrue. They can then redeem these points for gifts like luggage, cosmetics and other goodies that the credit card company offers. Most of these reward schemes have alluring gifts and huge variety of selections. But the better option is to go for a cash back reward as it allows you to use the money any way you like.|||The Blue Sky? Credit Card



A very popular credit card from American express, the Blue Sky? Credit Card, is a truly rewarding partner when it comes to airline rewards. Besides providing the world class American express benefits, this credit card offers savings on any airline, hotel or car rentals. The great feature of the Blue Sky? Credit Card reward program is that there are no blackout dates and the credit card comes without any travel restricitons. The big big bonus on the Blue Sky? Credit Card is the 0.00% IntroAPR and of course No Annual Fee. Say good bye to travel restrictions and welcome airline rewards with open arms. Apply online at: http://www.credit-card-gallery.com/Ameri...

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