Sunday, August 9, 2009

What banks have the highest intrest rates?

ING and HSBC have high rates, and most of their products are FDIC insured. Bankrate.com provides links to CD%26#039;s with high interest rates as well as high interest rate banks. You can check these at the following links:



http://home.ingdirect.com/



http://www.us.hsbc.com/1/2/3/personal/sa...



http://www.bankrate.com/



You should also consider the Vanguard Prime Money Market Fund with a current compound yield of ~4.65% APR.



https://flagship.vanguard.com/VGApp/hnw/...



If you are in a high tax bracket you may prefer their tax exempt money market funds: https://flagship.vanguard.com/VGApp/hnw/...



Sometimes other institutions will have a higher teaser rate, but Vanguard tends to have the highest yields I%26#039;ve found over the long run. (Vanguard money markets are not FDIC insured, however.)



Article on teaser rates:



http://www.marketwatch.com/news/story/ba...



(If you are investing for a long period of time and are willing to accept some volatility, you should consider putting some money into no-load low-expense mutual funds. These are not guaranteed, but over the long run produce much higher returns.)



qzz



What banks have the highest intrest rates?credit card debt





Countrywide, for one, which has just been bought by Bank of America. CW%26#039;s high rates may not last going forward.



otherwise, you can always check bankrate.com for daily updates on who%26#039;s the highest for various terms.



What banks have the highest intrest rates?

loan



It is very complected question and if i got you right it depends on many factors:



1. Rating of the bank (the higher the rating is the lower the interest that you will get



2. the amount of your money you have. more money means higher interest you get cause the bank want you.



3. more competition means higher rates for you



4. why to loan the banks money instead you can buy Gov bonds or even corporate bonds (at this days they offer very high rates if you stay till maturity, cause of sub prime crunch)|||Etrade has been one of the highest for a long time. And they still offer a very good interest rate.



But there%26#039;s the little problem of them almost going bankrupt.|||Foreign Banks with operations in Third World Countries.

No comments:

Post a Comment