Investing $1000?

i live in London Ontario..... and i was wondering which bank has the highest interest rate for investing $1000 for 1-5 years

Investing $1000?annual credit report

Saw a couple ads from TD bank offering mutual funds that offer an average ROI of 10-15%/year for 1 to 5 year terms.

This is if you%26#039;re willing to keep your money in the bank and not touch it for those 1 to 5 year terms.

OR

You can open an ING direct account. They give you a 13$? signup bonus and offer a 3 to 4% annual interest rate. The good thing about this is you can take out your money ANY TIME you want without penalty.

OR

You can buy bonds. All the major banks and government of canada offer a range of 3 to 7% a year. You cant touch your money but at least you%26#039;ll get regular interest payment checks.

Investing $1000?

loan

I wouldn%26#039;t recommend putting that money in the bank. Some banks give you an interest rate of around 2.5%.

That doesn%26#039;t even beat inflation. You are better off investing in in the stock market.

How to pay off credit cards enrolled in a debt management program?

I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower payment each month. Should I pay the cards directly or go through the credit counseling service? Which is better for my credit score?

How to pay off credit cards enrolled in a debt management program?mortgage rate

Pay off the cards but keep the accounts open. You earn points for having an account that is kept current (no payments more than 30 days late). This includes an account with a zero balance. A credit report will reference the account%26#039;s high balance and current balance. If any of your cards have a yearly fee, I%26#039;d go ahead and close those ones.

How to pay off credit cards enrolled in a debt management program? loan

The Credit Counseling company will probably get you a better price in the long run because they will negotiate a lower rate than you can. But, you are being charged a very large amount of compounded interest on every dollar that you owe them for every Month that the amount is owed. Let Mom and Dad help IF the interest rate and terms are better than you are currently paying the credit card companies. And, if you can afford to pay all of your bills iccluding that payment. Remember that the credit counselor is making money on you, they will not always counsel you to your advantage.

Is LendingTree.com legit?

has anyone ever used it? i%26#039;m a first time homebuyer...and am looking for the lowest interest rate I can find. I heard that LendingTree.com will have different banks offer me different rates....

Please, fill me in...

Is LendingTree.com legit?car financing

All lendingtree.com does is connect you with up to 5 different lenders who will then contact you directly to go over financing options. It says you the hassle of contacting the lenders yourself. After you choose a lender, lendingtree is done with you. They are just a lead website and have nothing to do with the financing (I%26#039;m not sure what the real estate agent who answered this question earlier is talking about.)

I purchase leads off one of their sub-sites, getsmart.com. When I receive the lead, I call and email the applicant (I do not pull credit until I speak with the applicant.) Once I touch base with the person and attain their basic info (income, assets, credit report, etc) I then start looking for the loan that has the best rate and closing costs for their particular situation (I%26#039;m a broker and have access to 30+ wholesale lenders.) That%26#039;s it. I call the applicant back and go over the options I%26#039;ve put together for them.

In the meantime, others lenders are doing the exact same thing. All you have to do is sit back and wait for the quotes to come in, then choose the best one, whether you go by the numbers or the gut feeling you have regarding the banker.

Do not worry about multiple lenders pulling your credit report. As long as the company that is pulling it is a mortgage lender or car loan company and the pulls are within 15 days of one another, it will only count as one hit on your credit.

Is LendingTree.com legit?

loan

They are a legal company and thats as about much good as you acn say about loan sharks. STAY AWAY!|||Yes lending tree is legit. However they don%26#039;t do the loan themselves. they take the info you provide and sell the info to a mortgage broker or company and they contact you.|||Yes!

They really do shop your app to several banks, all who pull your credit and get back to you.

All of the top five banks are involved. Just don%26#039;t go for an adjustable rate, that%26#039;s a bad idea.|||They are a screening company, they check your credit then funnel it to those lenders that meet your criteria. (up to 4) Then they in turn run your credit again to see if you meet THEIR criteria. If so, then they contact you and try to get you to use them. Go to your personal bank first, then to one like Countrywide Home Loans (I have them) Compare and choose. you have control.|||Lending tree is about as legit as they get for what they do. Once you have completed their on-line application they sell your information to brokers and lenders that are signed up with them to do home mortgages. You could be called by several different lenders and each will have a different rate for you.

If you want to purchase a home the first thing you should do is find yourself a mortgage %26quot;Broker%26quot; have the following items available for them 1 months paystubs for each of you, 2 yrs of W-2 and fed income tax returns, 6 months bank statements from each of your savings and checking accounts as well as any from each of your 401k plans or profit sharing at your present employer if any. Once your broker has this information you will be required to complete a loan application. He will run your credit report to find out your credit score, which will tell him what interest rate you will be qualified for. Also with your w-2%26#039;s and pay stubs plus credit report he will be able to tell how much house you can afford based on the amount of income you have vs the amount of debts you have on your credit report. I could be a 100% or less depending on your credit score. Your broker will tell you what percentage you will need to bring in as well as the closing cost necessary. This will give you a pre-approval to purchase your home.

After your pre-approval he will find a real estate agent he knows to assist you in finding a home. After you have found your home the real estate agent will write a purchase contract for you and the seller to sign. He will give this to your mortgage broker as well as other documents.

Your mortgage broker will then order an appriaiser for the property to prove the value of the property, open escrow or a closing agent for the transaction. He might need some additional documentation from you,but not to worry this is common. It will take approximately 10-14 more business days to close your loan, sign your loan documents so your loan can close.

I hope this has been of some use to you, good luck.

%26quot;FIGHT ON%26quot;|||they are legit, but not very good. I used them a couple of years ago, but the quotes I got were high. Try starting with bankrate.com so you know what current mortgage rates are. Ask friends and family for referrals for a local mortgage broker.|||Shop around, shop around, shop around. Lending tree is legit but most of the time it turns the closing into a nightmare. As a real estate agent I know that most agents out there cringe when they see someone getting financing through lending tree. They just tend to take forever to close. They will give you a great idea of what kind of rates you can expect to get... but don%26#039;t stop there. You should shop for loans like you would a house. Find the one you want and don%26#039;t overpay to get it.|||Formerly Ameriquest charged with fraud.

NO!|||I am a licensed realtor. Yes, Lending Tree is legit. However, you have to be extremely careful. They sell the loan to a mtg broker, they do not themselves do the loan. They also farm you out to sometimes 10 different lenders. Each of those lenders could pull your credit. If this is done in a short amount of time it can drop your credit score which will cost you in the long run. Do yourself a favor and go to a lender who holds the notes, not a mortgage broker who sells them!|||Lendingtree is owned by Ameriquest Mortgage one of the dirtiest mortgage companies out there. Lendingtree lets Ameriquest cherry pick the deals first then sells your info to 4 other lenders(of course they say 4 but will sell to many more). Ameriquest rates are not competitive and they will burn you with high fees.

http://www.lendermark.com

Indicated probability.?

A bank%26#039;s loan officer rates applicants for credit. The ratings are normally distributed with a mean of 200 and a standard deviation of 50. If an applicant is randomly selected, find the probability of a rating that is between 200 and 275.

Indicated probability.?credit rating

P(200 %26lt; X %26lt; 275)

=standardize

= P((200-200)/50 %26lt; (X - 200)/50 %26lt; (275 - 200)/50)

= P(0 %26lt; Z %26lt; 75/50)

= P(0 %26lt; Z %26lt; 1,5)

= (use calculator for standardnormal dsitribution)

= 0,93319 - 0,5

= 0,43319

Can u help me with this project????

I have a project 2 do on %26quot;the different types of bank accounts an the rates of interest offered%26quot; 4 10th std.ICSE board exam. Pls. help me with it.It will be really useful if u tell me the rates of interest.

Can u help me with this project????rate my teacher

The basic bank accounts are - Savings account (for individuals) and current account (for companies). The interest rates are controlled and declared by the Reserve Bank of India from time to time and all the banks must follow those. If you visit the website of any bank, you will get the interest rates prevailing at present. Many banks publish their advertisments for fixed deposit schemes in the news paper or magazines... there you can get more details...

Can u help me with this project???? loan

Go to any bank website, BofA, Wamu, and check their rates of interest for their various accounts, including but not limited to, CD accounts, savings, checkings. Be sure not to confuse equitable securities with bank accounts.|||sorry dear|||sorry dear ,

i can%26#039;t tell to you about this matter . if have you ither type problem pls teel me ?

Questions on refinancing my mortgage?

I%26#039;m hoping someone can help. I am confused. My current loan is an ARM, for 30yrs. My payments went up this month. I need to refinance ASAP.

My loan is interest only, does that mean everything I paid in the last two years is lost?

I%26#039;m uncertain how much my house value as changed since the market is off. I had a bad experience with my last broker, right before closing my rates went up.

Are there any benefits dealing with a local bank? And are those rates they show on their websites legit? How would you choose the right one?

Who will most likely charge less in fees?

thank you : (

Questions on refinancing my mortgage?construction loans

The best scenarios for you to consider mortgage refinancing is when you owe a large amount and you still have many years of paying off your home loan. In consortium with other factors, your credit rating will determine either the approval or decline of your mortgage refinancing application; thus, efforts should be exercised in making sure that at least your credit score remains high.

While disclosure is required under the law many homeowners do not understand or pay attention to what they鈥檙e agreeing to when mortgage refinancing. Knowing the wholesale interest rate you qualify for when mortgage refinancing gives you an advantage and can help you avoid paying retail mark-up.

http://www.insightempire.com/mortgageref...

Questions on refinancing my mortgage?

loan

you are in the same position as many other people in the USA

on the interest only note, it means over the last two years you have only paid the interest on the note and not the principal

on can you refinance need to know more facts best to talk to some one but if you have a 100% note and the value of your home has decreased in the last two years you probably will not be able to refiance|||interest only loans dont make principal payments.

this means your original loan balance is the same.

if you refinance to a 30yr fixed....then your payment WILL go higher as you will be paying on the principal now.|||you may have a hard time refinancing because you have no equity in the house, in fact, you may owe more than the house is worth at this point. the money you paid in the last 2 yrs was interest only, so in a way, yes you just lost all that money. forget what you are reading in the paper and start calling some real banks and lenders and talking to real people about your situation. you dont want this arm to go up again and only be paying interest.|||It sounds like you might owe more on the house then it is worth.

Drive down to the local bank and see what they have to say. Do NOT get a mortgage over the internet, 99% of what you will see will be a scam.

100% of any offers posting in Answers will be scams.

Shop locally, live and in person for a mortgage.

Would you vote me for President ?

I know many don%26#039;t know me personally, but I have most of the anwers to turn this ugly world around. I can%26#039;t explain all of them here, but here%26#039;s a few things that I would do to help my fellow Americans out. Please tell me your thoughts, and for those who want to spew anger towards me, it%26#039;s fine, I can take it. Im the better person for understanding your anger with things the way they are. I can take the heat. Here it goes:

1. Healthcare for all Americans at a rate they can actually afford.

2. Affordable housing for everyone.

3. Property taxes in half (would take me 3 yrs)

4. No more immigration, take care of what%26#039;s here already, having millions more come in solves nothing.

5. I would increase jobs, and the joke minimim wage.

6. I would limit outsourcing jobs so Americans can feed their kids.

7. I would have banks lower their interest rates.

8. I would meet with world leaders, and stop all this hate in the world. I know its a lot, but would you vote for me ? I dont talk I do !

Would you vote me for President ?loans uk

Show me the money lol then act opon ur words

Would you vote me for President ? loan

Sure! You sound like my kinda guy.|||only one answer to your question if there is some one to save the world from disaster why not people all ways want a right choice|||It depends, all politicians lie to get elected and then never follow thru with the promises they have made. You would have to have a proven record say as a governor or something like that where you actually did what you said to get elected in the first place.|||erm...do u really have so much money to do all the things u promised?|||No. You are promising us everything, but don%26#039;t seem to understand the ideas of budget or reality.|||No, I wouldn%26#039;t vote for you. Who do you expect to pay for the loss in finances that will be lost to the ones who make this country run? The rich? Those are the ones who make our jobs, so folks can afford to live, period. Re-think your ideas, please. You have the heart, but you don%26#039;t have the reasonable means to accomplish what you wish.|||You sound like a liberal. Yes, you have some great ideas, but do you have any plan? All of what you are saying takes money...where are you gonna get it?|||Yeah, mate I%26#039;m in. You CAN%26quot;T POSSIBLY be any WORSE than that idiot that%26#039;s warming the seat at this moment!